and I only have vertical ones.
Here is one idea!
Started with an Overlay SVG but realized my photo was a vertical photo and this is a horizontal space!
4x6 vertical photo- add to the space but not the look I wanted.
So I grabbed my 3x4 template tool and cropped my photo to 3x4.
Ok this will work but ...then I added a 4x6 Picture My Life Card as a background.
Yes this would work too BUT....
next I added a 3x4 Picture My Life card "Do What You Love"
and finally a little fussy cutting!